Gilt Ledger Policy

Refund & Subscription Policy

Last updated: April 30, 2026

This policy explains the default refund, cancellation, access, and chargeback position for future paid subscriptions or digital products.

These policies are provided for transparency. They do not create rights beyond those required by applicable law.

This Refund & Subscription Policy applies if Gilt Ledger offers paid subscriptions, memberships, paid reports, premium alerts, or other paid digital products.

1. Digital Service

Gilt Ledger provides digital content, data, analysis, alerts, reports, and related services. Because digital content may be accessed immediately, refunds are generally limited.

2. Subscription Billing

If subscriptions are offered, billing terms will be shown at checkout. Subscriptions may be billed monthly, annually, or on another disclosed schedule.

Unless otherwise stated at checkout, subscriptions may renew automatically until cancelled.

3. Cancellation

Users may cancel according to the cancellation process provided in the account dashboard, billing portal, or payment provider interface.

Cancellation generally stops future renewals but does not automatically refund amounts already paid.

4. Refunds

Unless required by law or expressly stated at checkout, payments are generally non-refundable.

Refunds will not generally be issued because:

5. Exceptional Cases

Gilt Ledger may choose to provide a refund, credit, or extension in exceptional circumstances. Doing so does not create an obligation to provide refunds in other cases.

6. Access After Cancellation

Unless otherwise stated, if you cancel a subscription, access may continue until the end of the paid billing period.

Gilt Ledger may immediately restrict access in cases of fraud, abuse, chargebacks, policy violations, or misuse.

7. Chargebacks

If you initiate a chargeback or payment dispute, Gilt Ledger may suspend or terminate access while the dispute is reviewed.

8. Contact

Questions about billing or refunds may be sent to:

support@giltledger.com